Credit Card Alternative
  
        
 
Citibank Personal Credit is an unsecured line of credit which lets you consolidate your debts with a great balance transfer offer AND gives you the flexibility to spend, repay and re-borrow funds whilst only paying the interest on the balance outstanding.
 
SAVE with a low balance transfer rate
6.9% p.a.* for LIFE on balances you transfer
SAVE with a low ongoing rate
13.99% p.a. on ANY purchases and cash advances.
SAVE with none of the everyday transactional fees#
NO transaction, ATM/EFTPOS or cash advance fees#
Borrow $5,000 to $25,000^
Convenient access with a Visa Debit Citicard
Use at ATMs, and to purchase in store, online and over the phone. A chequebook is also available on request.
Apply Online and get a response in 60 seconds

         Apply now

 

    
 
             Credit Cards                                         
Two credit cards with the same attractive interest rate can have vastly different fees and other costs. One credit card may offer rewards or perks that are appealing to you, while the other credit card offers only credit. Think about other services you may need, such as cash advances or balance transfers. Some credit cards offer more favourable terms for these kinds of transactions than others. Using your credit card for a cash advance can cost you dearly. Interest is charged immediately from the date of the cash advance and continues to be charged until the whole bill is paid. Some of the so called low interest cards have interest rates approaching 20% for cash advance. Make sure you choose a credit card that is worth what it costs you. You should also consider whether the credit limit is high enough, how widely the card is accepted, and the plan's other services and features. For Further Credit Card Comparisons go to our website www.CreditCardsAustralia.com.au
 
 
 
 

   

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St.George Vertigo MasterCard
  • A really low rate for low risk borrowers on purchases of 11.89%*p.a. and 20.49%*p.a. on cash advances*
  • 0% balance transfer rate for up to 6 months***
  • Up to 55 interest free days on purchases*
  • Low $45 annual fee
  • Winner of Money Magazine’s Best of the Best Award for Cheapest Credit Card
  • Receive an immediate response indicating the application outcome
  • More info ..
 

 
   
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Aussie Mastercard
  • Apply online and get a response within 60 seconds.
  • Low interest rate of 11.99% p.a. on purchases. (cash advances 15.99% p.a.)
  • Up to 55 days interest free on retail purchases
  • 0% p.a. on balance transfers for 6 months
  • more info
 

 

Apply now

Citibank Clear Credit Card
  • 11.99% p.a. on purchases. (cash advances 18.49%p.a)
  • 0% p.a. on balance transfers^ for 6 months
  • Up to 55 days interest free on retail purchases
  • Annual fee $65
  • Credit Limit up to $20,000
  • Apply online and get a response within 60 seconds.
  • more info about this credit card
 

 

 Apply now

Commonwealth Bank Low Rate Credit Card  (Mastercard or Visa)
  • Low interest rate of just 13.24% p.a. on purchases and 18.99% p.a on cash advances
  • $48 annual fee
  • Up to 55 days' interest free on all purchases
  • Even lower balance transfer rate of 5.99% p.a. for 5 months
  • Free additional card for a family member or friend 
  • More Info....

   
Apply now
St.George Starts Low Stays Low Credit Card
  • A really low 12.99%* p.a for purchases and cash advances
  • Select your colour - Match your credit card to your suit your style Starts Low Stays Low Visa or MasterCard available in black, purple, lime or pink
  • Up to 55 interest free days on purchases*
  • Low $59 annual fee
  • Instant Benefits with your St.George credit card - Enjoy instant discounts and added extras with St.George Instant Benefits
  • More info ...
 

 

 Apply now

ANZ Low Rate Credit Card
  • Interest rate of 12.99% p.a. on purchases - cash advances 20.99% p.a
  • 0% p.a. on balance transfers for 6 months
  • Annual Fee of $58
  • Up to 55 days interest free on retail purchases
  • more info
 
For Further Credit Card Comparisons go to our website www.CreditCardsAustralia.com.au
 

 

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Please note: Ausco Trading Pty Ltd takes no responsibility for the accuracy of this information. Personal Loans Australia.com.au makes all reasonable efforts to maintain accurate information. However all credit information should be used as a guide only. We urge users to check the terms and conditions on the specific credit applications when applying. You should check all costs related to any credit application with your financial adviser before making purchase decisions.