Citibank Personal
Credit is an unsecured line
of credit which lets you consolidate
your debts with a great balance transfer
offer AND gives you the flexibility to
spend, repay and re-borrow funds whilst
only paying the interest on the balance
outstanding.
SAVE with
a low balance transfer rate 6.9%
p.a.* for LIFE on
balances you transfer†
SAVE with
a low ongoing rate 13.99%
p.a. on ANY purchases
and cash advances.
SAVE with
none of the everyday
transactional fees#
NO transaction, ATM/EFTPOS or
cash advance fees#
Borrow
$5,000 to $25,000^
Convenient access with a Visa
Debit Citicard
Use at ATMs, and to purchase in
store, online and over the
phone. A chequebook is also
available on request.
Apply
Online and get a response in 60
seconds
Credit
Cards
Two
credit cards with the same
attractive interest rate can have
vastly different fees and other
costs. One credit card may offer
rewards or perks that are
appealing to you, while the other
credit card offers only credit.
Think about other services you may
need, such as cash advances or
balance transfers. Some credit
cards offer more favourable terms
for these kinds of transactions
than others. Using your credit
card for a cash advance can cost
you dearly. Interest is charged
immediately from the date of the
cash advance and continues to be
charged until the whole bill is
paid. Some of the so called low
interest cards have interest rates
approaching 20% for cash advance.
Make sure you choose a credit card
that is worth what it costs you.
You should also consider whether
the credit limit is high enough,
how widely the card is accepted,
and the plan's other services and
features. For Further Credit Card
Comparisons go to our website
www.CreditCardsAustralia.com.au
St.George Vertigo
MasterCard
A really low rate for low
risk borrowers on
purchases of 11.89%*p.a. and
20.49%*p.a. on cash advances*
0% balance transfer rate
for up to 6 months***
Up to 55 interest free
days on purchases*
Low $45 annual fee
Winner of Money Magazine’s Best of
the Best Award for Cheapest Credit Card
Receive an immediate response indicating
the application outcome
Please note: Ausco
Trading Pty Ltd takes no responsibility for the accuracy of
this information. Personal Loans Australia.com.au makes all
reasonable efforts to maintain accurate information. However
all credit information should be used as a guide only. We urge
users to check the terms and conditions on the specific credit
applications when applying. You should check all costs related
to any credit application with your financial adviser before
making purchase decisions.
Credit
Card Alternative
